Select Page

Terms and Conditions of Service

These terms and conditions outline the rules and regulations for the use of Take Charge Today’s Website, located at, as well as Take Charge Today’s social media pages on Facebook, Instagram, YouTube and Twitter (collectively, “Websites”).

By accessing our Websites, we assume you accept these terms and conditions. Do not continue to use Take Charge Today if you do not agree to take all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: “Client”, “You” and “Your” refers to you, the person log on this website and compliant to the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of Malaysia. Any use of the above terminology or other words in the singular, plural, capitalisation and/or he/she or they, are taken as interchangeable and therefore as referring to same.

2. Cookies

We employ the use of cookies. By accessing Take Charge Today, you agreed to use cookies in agreement with the Take Charge Today’s Privacy Policy.

Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our Websites to enable the functionality of certain areas to make it easier for people visiting our Sites. Some of our affiliate/advertising partners may also use cookies.

3. License

Unless otherwise noted, all content on our Websites is licensed under the Creative Commons CC-BY-NC license. You may access, share and adapt content from Take Charge Today for non-commercial purposes, as long as appropriate attribution is given.

Unless express permission has been given, you must not:

  • Republish material from Take Charge Today for commercial purposes
  • Sell, rent or sub-license material from Take Charge Today
  • Reproduce, duplicate or copy material from Take Charge Today for commercial purposes
  • Republish, reproduce, duplicate or copy material from Take Charge Today for defamatory, libellous, malicious or offensive intent or purposes.
  • For more information on the Creative Commons CC-BY-NC license, click here for the full license terms or here for a human-readable summary.This Agreement shall begin on the date hereof.

    Parts of our Websites offer an opportunity for users to post and exchange opinions and information in certain areas of the Websites. Take Charge Today does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of Take Charge Today, its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, Take Charge Today shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

    Take Charge Today reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.

    You warrant and represent that:

  • You are entitled to post the Comments on our Websites and have all necessary licenses and consents to do so;
  • The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;
  • The Comments do not contain any defamatory, libellous, offensive, indecent or otherwise unlawful material which is an invasion of privacy
  • The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.
  • You hereby grant Take Charge Today a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.

    4. Hyperlinking to our Content

    The following organizations may link to our Websites without prior written approval:

  • Search engines;
  • Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
  • System-wide Accredited Businesses.
  • These organizations may link to our home page, to publications or to other information on our Websites so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

    We may consider and approve other link requests from the following types of organizations:

  • Government agencies;
  • News organisations;
  • Commonly-known consumer and/or business information sources;
  • community sites;
  • Associations or other groups representing charities;
  • Online directory distributors;
  • Internet portals;
  • Accounting, law and consulting firms; and
  • Educational institutions and trade associations.
  • We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavourably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of Take Charge Today; and (d) the link is in the context of general resource information.These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site. 

    If you are one of the organizations listed in paragraph 2 above and are interested in linking to our Website, you must inform us by sending an e-mail to Take Charge Today. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Websites, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

    Approved organizations may hyperlink to our Websites as follows:

  • By use of our corporate name; or
  • By use of the uniform resource locator being linked to; or
  • By use of any other description of our Websites being linked to that makes sense within the context and format of content on the linking party’s site.
  • No use of Take Charge Today’s logo or other artwork will be allowed for linking absent a trademark license agreement.

    5. iFrames

    Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Websites.

    6. Content Liability

    We shall not be held responsible for any content that appears on your Websites. You agree to protect and defend us against all claims that is rising on your Websites.

    No link(s) should appear on any Websites that may be interpreted as libellous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

    Unless otherwise stated, the appearance of individuals on our Websites and any content appearing on our Websites do not indicate sexual orientation, gender identity, or HIV status.

    7. Your Privacy

    We value your privacy with regard to personal data. For more information on how we collect and use your personal data, and your choices with respect to your personal data, please read our Privacy Policy.

    8. Reservation of Rights

    We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Websites upon request. We also reserve the right to amend these terms and conditions and it’s linking policy at any time. By continuously linking to our Websites, you agree to be bound to and follow these linking terms and conditions.

    9. Removal of links from our websites

    If you find any link on our Websites that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

    We do not ensure that the information on our websites is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

    10. Disclaimer

    To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of our websites.
    Nothing in this disclaimer will:

  • limit or exclude our or your liability for death or personal injury;
  • limit or exclude our or your liability for fraud or fraudulent misrepresentation;
  • limit any of our or your liabilities in any way that is not permitted under applicable law; or
  • exclude any of our or your liabilities that may not be excluded under applicable law.
  • The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.

    As long as our websites and the information and services on our websites are provided free of charge, we will not be liable for any loss or damage of any nature.

    (Last updated: 12 July 2019)