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Privacy Policy

Take Charge Today values the privacy of individuals with regard to personal data and are committed to protecting the privacy of our users and customers (collectively, “Users”).

This Privacy Policy has been formulated in accordance with the Personal Data Protection Act (2010), which describes how your information (collectively, “Personal Data”) is collected and used, and your choices with respect to your Personal Data.

This page is used to inform website visitors regarding our policies with the collection, use, and disclosure of your Personal Data if anyone decides to use the Take Charge Today website and other services Take Charge Today may offer (collectively, “Services”).

If you choose to use our Services, then you agree to the collection and use of data in relation with this policy. The data that we collect are used for providing and improving our Services. We will not use or share your Personal Data with anyone except as described in this Privacy Policy.

1. Personal Data Collection and Use

For a better experience while using our Services, we may require you to provide us with certain Personal Data, including but not limited to your name, phone number, and postal address. The data that we collect will be used to contact or identify you.

Personal Data collected through the registration process, surveys, polls or similar is used to improve the content of the Take Charge Today site or used for our marketing purposes. It is not shared with other organisations for commercial purposes unless
specifically stated herein.

2. Log Data

We want to inform you that whenever you visit or use our Services, we collect information that your browser sends to us that is called Log Data. This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser version, pages of our Service that you visit, the time and date of your visit, the time spent on those pages, and other statistics.

3. Cookies

Cookies are files with small amount of data that is commonly used an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your computer’s hard drive.

Our website uses these “cookies” to collection information and to improve our Services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your computer. If you choose to refuse our cookies, you may not be able to use some portions of our Service.

4. Service Providers

We may employ third-party companies and individuals (collectively hereinafter, “Vendors”) due to the following reasons:

  • To facilitate our Services;
  • To provide the Services on our behalf;
  • To perform Service-related services; or
  • To assist us in analysing how our Services are used.

We want to inform users of our Services that these Vendors have access to your Personal Data. The reason is to perform the tasks assigned to them on our behalf. Personal Data that you provide to us voluntarily on our website may be processed and/or disclosed to our vendors for the following purposes:

  • To manage, verify and complete transactions with you;
  • To manage and verify your membership for our customer loyalty scheme;
  • To understand and analyse our sales, and your needs and preferences;
  • To develop, enhance, market and provide products and services to meet your needs;
  • to enable you to participate in promotions and contests;
  • to process exchanges or product returns;
  • to improve our Services;
  • to respond to your requests or complaints;
  • to process your payment transactions;
  • to comply with any regulatory, statutory or legal obligation imposed on us by any relevant authority.

However, they are obligated not to disclose or use the data for any other purpose.

5. Impact of Non-Provision of Personal Data

Please note that in the event that sufficient Personal Data is not supplied, or is not satisfactory to us, then your application or request for any of the above Purposes may not be accepted or acted upon or your request to browse some information on the Take Charge Today, or the use of, or subscription to, or purchase of any products and/or services offered by Take Charge Today may be denied or affected.

6. Security

We value your trust in providing us your Personal Data, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

7. Handling of E-mail, Live Chat and ‘Contact Us’ messages

We may preserve the contents of any email, Live Chat, “Contact Us,”, or other electronic message that we receive.

Any Personal Data contained in those messages will only be used or disclosed in ways set out in this Privacy Policy.

The message content may be monitored by our service providers or employees for personal purposes including but not limited to compliance, auditing and maintenance, or where e-mail abuse is suspected.

8. Links to Other Sites

Our Services may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

9. Children’s Privacy

Our Services do not address anyone under the age of 18. We do not knowingly collect Personal Data from children under 18. In the case we discover that a child under 18 has provided us with Personal Data, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with Personal Data, please contact us so that we will be able to do necessary actions.

10. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately, after they are posted on this page.

11. Contact Us

If you have any questions or suggestions about our Privacy Policy, or if you wish to request access to your Personal Data, or if you wish to correct your Personal Data, or if you wish to withdraw your consent for future marketing communication, you may send your request in writing via e-mail:

(Last updated: 28 June 2019)